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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Pinnacle Group, a proven Wausau, Weston and Mosinee, Wisconsin NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
Where in the United States will you find the largest concentration of million-dollar homes?

A 
There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Pinnacle Group, REALTOR®, real estate agents and broker for Wausau, Weston and Mosinee Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Pinnacle Group
Weichert Realtors Pinnacle Group

3910 Schofield Ave, Suite 4
Weston, WI 54476
Phone #: (715) 849-1690
Fax #: (715)359-8181
Email: wrpinnaclegroup@weichert.com

Pinnacle Group is the largest Team of REALTORS® in Central Wisconsin; specializing in new and pre-owned homes in Central Wisconsin including Wausau, Weston, Kronenwetter, Schofield, Rothschild, Mosinee, Rib Mountain and Merrill.

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